Anaheim Bankruptcy Attorney
When you are considering filing for bankruptcy, it is important to know that the restrictions and requirements can make it extremely difficult should you attempt it without experienced legal help. With the assistance of a skilled Anaheim bankruptcy lawyer from the Law Offices of Joseph M. Tosti, you can ensure your bankruptcy petition is filed accurately. In 2005, the laws were amended making the requirements much tougher for those filing bankruptcy. We find that most people suffering severe financial troubles will still qualify for Chapter 7, but ensuring that your filing is correct is of serious concern. A failure to correctly file can lead to being denied the ability to file, or even criminal charges, if you have not correctly revealed all assets and liabilities in your paperwork. Our legal team has over 25 years of experience in bankruptcy law, and can help you to ensure that your filing is correct, and to advise you on every aspect of bankruptcy law and your alternatives.
Put an End to Your Financial Anxiety
Having financial trouble affects all areas of your life, including relationships. Constant creditor calls, repossessions, wage garnishment and threats of foreclosure make daily life full of anxiety and worry. With the assistance of our legal team, we can quickly bring these stressful matters to an end. When you file for bankruptcy, the first thing that will happen is that all creditor action is halted under what is termed an "automatic stay." No creditor will be allowed to contact you by phone or mail by law. This allows you the time to get your financial matters under control, and address such things as your mortgage or other threatened property and work out arrangements.
In a Chapter 7 bankruptcy, one of the most powerful benefits is the discharge of debt. All of your unsecured consumer debt will be discharged - you will no longer owe it or be expected to pay it. This includes debts such as credit card debt, unsecured loans, personal loans, medical bills, and utility bills. We have found in our years in practice that our clients are hardworking and responsible individuals that have run into hard times through no fault of their own. They may have lost employment, gone through a divorce or have suffered a serious illness or injury with unexpected medical bills that they cannot pay. We assist our clients in working out the best solution for their situation and bringing it to a final resolution so that they can move forward with a fresh start.
The Law Offices of Joseph M. Tosti Can Help
We provide experienced legal support in all types of debt related situations and bankruptcy. We offer you further information
about Chapter 7 and the many ways it can benefit your situation. A Chapter 7 bankruptcy is the least expensive, the quickest and the least complicated of the types of bankruptcy claims. A Chapter 11 bankruptcy is ideal for businesses that are experiencing financial difficulties. Corporations, partnerships and businesses of all kinds are susceptible to overwhelming debt. With a Chapter 11 bankruptcy, your business can have time to pay off your debts and can restructure your debt in a way that profits you. For more information
about Chapter 11 bankruptcy claims, please contact our firm. We also offer legal counsel
about Chapter 13 bankruptcies and how they can benefit you. A Chapter 13 bankruptcy gives you a way to restructure your debt and catch up on payments to creditors. Under a Chapter 13 bankruptcy, you will have three to five years to complete your debt repayment with timely payments made within court approved requirements.
Please contact our legal team for knowledgeable answers to any of your